Which of the following contract modifications can be made by an insurance officer?

Changes to the face amount if allowed by the policy type is a modification that can be made by an insurance officer because it directly pertains to adjustments within the parameters of an existing insurance policy. Many types of insurance policies allow for the face amount, or the death benefit, to be increased or decreased based on certain conditions, such as a policy rider or endorsement that permits such a change.

For instance, term life insurance policies may have options for conversion or increase in coverage, especially if it’s permitted by the insurance company’s underwriting guidelines. When an insurance officer implements such a change, it is typically done as part of the policyholder's request to align the coverage with their current needs.

The other potential modifications listed, while they seem relevant, are either typically not permissible under standard policy provisions or do not fall within the typical purview of an insurance officer. Changes to the insured’s age cannot be made since it is a factual characteristic that cannot be altered. Adjusting the company’s address is usually handled through administrative processes rather than requiring an insurance officer's modification authority. Lastly, changes to the filing procedure for claims are generally governed by established protocols and state regulations rather than individual discretion, making it less likely that an insurance officer can modify such procedures directly.